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Saturday, July 04, 2009





Use the discount code
"Summer" to receive a
25% DISCOUNT on all
products purchased
online!
This offer is only good
till August 31st, 2009




FINANCIAL LOAN
PACKAGE CHECKLIST

Click here for a list of things
needed for a business loan,
& the tools to help put the
package together!





"The projection is so simple to use that we can alter and update the plan ourselves, as needed."
See a list of endorsements on our "Services" page.

Projected Financial Statements.com

Our Projection software has been developed into a very user-friendly format!
Now you can produce statements in-house that will give you instant credibility with banks, VCs, Angel Investors, or with upper management!
Don't pay $20,000 for a business plan ever again!

Click one of the Demo Files below to see the basic architecture of our Business Modeling Tool.
The .PDF file is a sample report for a simple business plan
produced automatically by our Financial Modeling Software.

Input Cells are highlighted in Yellow.
Assumption over-ride cells are in Orange.
Output pages are labeled with a (P).

You won't find a more sophisticated and user-friendly projection tool anywhere else!
Our financial projections can be added to a more comprehensive business plan narrative, which is available free of charge!


WE OFFER FOUR PROJECTION TEMPLATES TO CHOOSE FROM!


PROJECTED INCOME STATEMENT: Including assumptions, support shedules, TOC, etc..
Available for less than $50 this Summer only!

COMPLETE SET OF PROJECTED FINANCIAL STATEMENTS:
Balance Sheet, Income Statement, Direct-method Cash Flow Statement, Assumptions, TOC, etc..

PROJECTION with FINANCIAL ANALYSIS:
This is the complete set of projected financials including Comprehensive Ratio Analysis.

PROJECTION, FINANCIAL ANALYSIS, and ALTMAN's Z-SCORE!
The Altman's Z-Score is a standard in the finance world!



PROJECTED INCOME STATEMENT: New!

This Financial Modeling tool is designed to work for almost any business: Service, Construction, Manufacturing, Retail, etc.. It includes an Income Statement, financial assumptions by line item, Projected Sales Schedule, Projected Workforce, Projected Depreciation Schedule, Binder cover and table of contents!
  • Input Cells are highlighted in Yellow. Each (income and expense item) is calculated using a predicitve algorithm. You control the formulas by entering the information you feel is appropriate for your business.
  • Numbers are updated instantly and displayed on the assumptions page. This makes it very easy to test different scenarios!
  • Output pages are labeled with a (P). When you are ready to print your projection/budget, simply go to each worksheet with a (P) in the label and click "print".
  • This program creates a very professional and impressive 3-year projection!
    The first year is detailed by month!
This is the perfect tool for budgets or internal projections!
For Loan Packages or Equity Financing proposals, we highly recommend one of our full sets of Financial Projections. You should check with your lending institution before using this report as part of a loan proposal or a business plan.

Use the discount code "summer" to purchase this projection for just under $50! This offer is only good till August 31, 2009.



COMPLETE SET OF PROJECTED FINANCIAL STATEMENTS:

Click Here to Purchase Online!
This Financial Modeling tool has all the functionality and support schedules described in the Projected Income Statement, but it produces a full set of Projected Financial Statements!
  • Balance Sheet
  • Income Statement
  • Direct Method Cash-Flow Statement!
    There are 20 categories of General and Administrative Expenses.



    PROJECTION with FINANCIAL ANALYSIS:

    Click Here to Purchase Online!
    This plan has all the functionality of the small business plan with a few features added:
    • There are 25 categories of General and Administrative Expenses.
    • Ratio analysis are added for your convenience: Our financial narrative includes an explanation of how each calculation is used to indicate a companies performance. The business plan narrative is available free of charge!


    PROJECTION with FINANCIAL ANALYSIS and ALTMAN's Z-SCORE!

    Click Here to Purchase Online!
    The Altman's Z-score is widely used to measure a small business' relative viability:

    The Alt-Z analysis and the ratios are great financial management tools! Banks use these tools to assess your business, so you will provide added credibility by integrating them in your financial presentation.



    Too busy to prepare the first draft?
    Send us your historical financial statements - including employee census data. We'll enter your financial data into the template and send you the file. The only thing left would be to update your projected assumptions: Headcount, cost, etc.

    Please contact us if you are interested in hearing more about these license options.

    The Development History of our Projection Tool

    This business planning architecture is a time-tested tool. It has been updated and perfected many times over the last 20 years. The original prototype was developed by a team of 3 professionals - A Ph.D in math, a semi-retired software developer, and a CPA.

    THE FIRST PROTOTYPE:
    We theorized that each component of (income, expense, and cash flow) could be expressed as very predictive algorithm. If the formulas are sound, then financial activity could become predictable based on a set of assumptions.

    Our goal was to create a projection that was uncomplicated, predictive and professional looking.
    Uncomplicated so we could make changes quickly without re-doing formulas or reconfiguring the spreadsheet.
    Predictive so it would be useful as a budgeting tool and an accurate predictor of cash flows and financial activity.
    Professional looking so we could proudly present it to investors and bankers.

    Our efforts were very successful! Our internally generated projections were used to expand our line of credit by over 1,000%, to value the business for a possible IPO, and to streamline the internal budgeting process.

    OUR NEWEST VERSION:
    Gruber and Company has been using this tool since the early 90s. In Spring of 2007, we worked very hard to make it user-friendly enough to be used by anyone:
    • Input cells are shaded in yellow. You can enter up to 3 years of historical financial data. the more data you enter, the more sophisticated it becomes. You can even enter your depreciation schedule.
      Historical financial data is not required. If your company is just starting out, and you have no financial history, this projection will still work very well.

    • Projected financials are based on a number of variables including headcount, hourly rates, expected sales, etc. Sales can be expressed as a multiple of production staff (and the expected business cycle) if appropriate.
      For example, if you add employees, you automatically buy a desk, a chair, hardware, and software; office expenses become incrementally more expensive; The depreciation schedule is updated; the cost of the Christmas party and the summer picnic goes up; you get the idea.
    This projection tool has been a valuable asset to our firm and our clients. We know it will help you gain credibility with the bank, create fantastic proposals, and help with internal decision-making by quantifying business options to see if they make financial sense.


    You will receive two file types that can be downloaded to your PC:
  • A '.xls' worksheet file
  • A '.htm' worksheet file.
    The .xls file is by far the more feature-rich file, but if you don't own spreadsheet software that reads this format, you will also find the .htm file very useful!

    Still not convinced that our projection is the most
    user-friendly and sophisticated product available?
    Please visit our "Services" page to see a list of testimonials and endorsements.






    Apply Now